We investigated allegations that the president of a Federal Housing Administration (FHA)-approved lender violated loan origination requirements under the U.S. Department of Housing and Urban Development (HUD), FHA insurance program.  The allegations were that although the loan application showed the lender’s president as the loan officer who originated the loan, it was actually originated by an employee of the lender, who was...

In accordance with our regional plan to review public housing programs and because of weaknesses identified by the U.S. Department of Housing and Urban Development (HUD), we reviewed the public housing programs of the South Landry Housing Authority, Grand Coteau, LA.  Our objective was to determine whether the Authority administered its HUD public housing programs in accordance with regulations and guidance. The Authority did not...

In accordance with our regional plan to review public housing programs and because of weaknesses identified during a prior audit by the U.S. Department of Housing and Urban Development (HUD), Office of the Inspector General (OIG), we reviewed the public housing programs of the Kenner Housing Authority in Kenner, LA.  Our overall objective was to determine whether the Authority administered its public housing programs in...

The U.S. Department of Housing and Urban Development (HUD), Office of Inspector General audited the Wyoming Housing Opportunities Association (Association) based on information obtained during a separate audit of the Wyoming Community Development Authority (State Finance Agency), which indicated that 51 Federal Housing Administration (FHA) mortgages with the same borrower had defaulted.  The purpose of our audit was to determine...

We reviewed an alleged loan origination fraud scheme involving a borrower purchasing a home in which the loan was insured under the U.S. Department of Housing and Urban Development (HUD), Federal Housing Administration (FHA) program.  The alleged scheme involved submitting a false loan application to obtain an FHA-insured loan on a home in Brentwood, CA.  Based in part on our review, HUD filed a complaint against the...

In accordance with our regional plan to review public housing programs and as part of our overall risk strategy to review smaller housing authorities, we reviewed the Housing Authority of the City of Beeville, TX.  Our objective was to determine whether the Authority operated its public housing and related grant programs in accordance with the U.S. Department of Housing and Urban Development’s (HUD) requirements.  However,...

We audited the U.S. Department of Housing and Urban Development’s (HUD) oversight of its Home Equity Conversion Mortgage (HECM) program and found that 33 borrowers had more than 1 loan under the program.  Having multiple loans violated program requirements because HUD requires borrowers to reside in the mortgaged residence as their principal residence and borrowers may not have more than one principal residence at the same time....

We reviewed Southwest Stage Funding, LLC, dba Cascade Financial Services, in Gilbert, AZ.  We selected Southwest Stage because it originated 1,841 loans totaling more than $244 million during calendar years 2012 and 2013.  Further, it had received more loan endorsements on manufactured housing loans than any other lender in Texas since January 1, 2009.  Our objective was to determine whether the lender complied with U.S...

We audited the U.S. Department of Housing and Urban Development’s (HUD) oversight of its Home Equity Conversion Mortgage (HECM) program and found that 33 borrowers had more than 1 loan under the program.  Having multiple loans violated program requirements because HUD requires borrowers to reside in the mortgaged residence as their principal residence and borrowers may not have more than one principal residence at the same time....

Based upon a complaint, we reviewed two Intergovernmental Personnel Act (IPA) agreements as part of a joint assignment with our Office of Investigation and Office of Legal Counsel.  Our objective was to determine whether the U. S. Department of Housing and Urban Development (HUD) violated the Antideficiency Act (ADA)  when it obtained the services of two people through IPA agreements.  During the review, we identified...

We conducted a review of the Housing Authority of the City of Pittsburgh’s compliance with Federal lobbying disclosure requirements and restrictions based on concerns noted during our ongoing internal audit of the U.S. Department of Housing and Urban Development’s (HUD) oversight of public housing authorities’ compliance with Federal lobbying disclosure requirements.  Our review objective was to determine whether the Authority...

In accordance with our regional plan to review public housing programs and because of a complaint received by our office, we reviewed the Housing Authority of the City of Nixon, Nixon, TX.  Our objective was to determine whether the Authority operated its public housing and related grant programs in accordance with the U.S. Department of Housing and Urban Development’s (HUD) requirements.  Specifically, we wanted to...

We audited the U.S. Department of Housing and Urban Development’s (HUD) oversight of its Home Equity Conversion Mortgage (HECM) program and found that 33 borrowers had more than 1 loan under the program.  Having multiple loans violated program requirements because HUD requires borrowers to reside in the mortgaged residence as their principal residence and borrowers may not have more than one principal residence at the same time....

We audited the U.S. Department of Housing and Urban Development’s (HUD) oversight of its Home Equity Conversion Mortgage (HECM) program and found that 33 borrowers had more than 1 loan under the program.  Having multiple loans violated program requirements because HUD requires borrowers to reside in the mortgaged residence as their principal residence and borrowers may not have more than one principal residence at the same time....

The U.S. Department of Housing and Urban Development (HUD), Office of Inspector General (OIG), assisted the Office of the United States Attorney, Civil Division, of the Eastern District of North Carolina with a review of loans allegedly improperly originated by Numerica Mortgage, LLC.  Numerica was a Federal Housing Administration (FHA) direct endorsement mortgagee.  The allegations originated with the office of the North...

The U.S. Department of Housing and Urban Development (HUD), Office of Inspector General (OIG), assisted the Office of the United States Attorney, Civil Division, of the Eastern District of North Carolina with a review of loans allegedly improperly originated by Numerica Mortgage, LLC.  Numerica was a Federal Housing Administration (FHA) direct endorsement mortgagee.  The allegations originated with the office of the North...

We audited the Office of the Commissioner for Municipal Affairs’ (OCMA) Puerto Rico State Community Development Block Grant (CDBG) Section 108 Loan Guarantee program as part of our strategic plan, based on concerns regarding the slow progress of the Vieques sports complex project.  The objective of this audit was to determine whether OCMA used Section 108 loan proceeds on a project that met a national objective of the CDBG...

We reviewed the U.S. Department of Housing and Urban Development’s (HUD) violation report regarding the misuse of a government purchase card in accordance with the Office of Management and Budget’s (OMB) implementing guidance and the Government Charge Card Abuse Prevention Act of 2012.   HUD is responsible for the violation report and the conclusions expressed in the report.  Our objective was to evaluate the fairness...

We conducted a review of Section 8 Housing Choice Voucher program payments made to Deandra Caison, a landlord, for a tenant residing in a property that Ms. Caison no longer owned.  Ms. Caison had sold the property to her brother but continued to receive housing assistance payments.  Between November 2007 and March 2010, Caison received $29,055 in housing assistance payments from the Orlando Housing Authority.  To...

We investigated allegations that Thomas Bechtel, a real estate broker, violated U.S. Department of Housing and Urban Development (HUD) real estate-owned owner occupancy program requirements.  The Cincinnati HUD office referred the complaint to HUD OIG.  Our investigation revealed that a bidder, using Thomas Bechtel as his real estate broker, made a false statement when the bidder purchased a HUD-owned single-family home....